:root{--navy:#13294b;--navy-2:#0b1a33;--brick:#a8432f;--brick-2:#8c3524;--marble:#f6f3ee;--paper:#fff;--ink:#18212d;--muted:#545e6c;--line:#e3ddd2;--cta:#ffb81c;--cta-2:#f0a500;--cta-ink:#13294b;--ok:#1d6b45;--radius:14px;--shadow:0 6px 24px rgba(19,41,75,.10);--serif:"Iowan Old Style","Palatino Linotype",Palatino,Charter,Georgia,serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:84px}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.6;color:var(--ink);background:var(--marble);overflow-wrap:break-word}
img,svg,video{max-width:100%}
svg{display:inline-block}
[hidden]{display:none!important}
a{color:var(--brick-2)}
a:hover{color:var(--navy)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.18;margin:0 0 .5em;overflow-wrap:break-word}
h1{font-size:clamp(1.9rem,6vw,3rem);letter-spacing:-.01em}
h2{font-size:clamp(1.45rem,3.6vw,2rem)}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{width:100%;max-width:1200px;margin:0 auto;padding:0 16px}
.narrow{max-width:820px}
.center{text-align:center}
.small{font-size:.9rem;color:var(--muted)}
.skip{position:absolute;left:-9999px;top:0;z-index:100;background:var(--navy);color:#fff;padding:12px 16px}
.skip:focus{left:8px;top:8px}
:focus-visible{outline:3px solid var(--cta);outline-offset:2px}
.ico{width:20px;height:20px;flex:none}
.ico-lg{width:30px;height:30px}
.mark{width:36px;height:36px;flex:none}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 22px;border-radius:999px;font-weight:800;font-size:1.02rem;text-decoration:none;border:2px solid transparent;cursor:pointer;line-height:1.2;text-align:center;max-width:100%}
.btn span{min-width:0}
.btn-call{background:var(--cta);color:var(--cta-ink);box-shadow:0 4px 0 var(--cta-2)}
.btn-call:hover{background:#ffc94d;color:var(--cta-ink)}
.btn-xl{min-height:60px;font-size:1.2rem;padding:14px 28px}
.btn-block{display:flex;width:100%}
.btn-primary{background:var(--navy);color:#fff;min-height:56px}
.btn-primary:hover{background:var(--navy-2);color:#fff}
.btn-primary[disabled]{opacity:.7;cursor:progress}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.link-arrow{display:inline-flex;align-items:center;gap:6px;font-weight:700;min-height:44px}
.link-arrow .ico{width:18px;height:18px}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;border-bottom:3px solid var(--brick)}
.hdr{display:flex;align-items:center;gap:8px;min-height:64px}
.brand{display:flex;align-items:center;gap:8px;color:#fff;text-decoration:none;min-width:0;flex:1 1 auto}
.brand-text{display:flex;flex-direction:column;min-width:0;line-height:1.1}
.b1{font-weight:800;font-size:.93rem;letter-spacing:-.01em;white-space:nowrap}
.b2{font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--cta);white-space:nowrap}
.tagline{display:none;letter-spacing:.04em;text-transform:none;color:#d5dbe6;font-weight:600}
.nav-desktop{display:none}
.hdr-call{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;min-width:44px;padding:0 12px;border-radius:999px;background:var(--cta);color:var(--cta-ink);font-weight:800;text-decoration:none;white-space:nowrap;flex:none}
.hdr-call:hover{color:var(--cta-ink);background:#ffc94d}
.call-word,.call-num{display:none}
.nav-mobile{flex:none}
.nav-mobile summary{list-style:none;display:flex;align-items:center;justify-content:center;gap:6px;min-width:44px;min-height:44px;padding:0 10px;border-radius:10px;border:1px solid rgba(255,255,255,.35);cursor:pointer;color:#fff;font-weight:700}
.nav-mobile summary::-webkit-details-marker{display:none}
.menu-word{display:none}
.i-close{display:none}
.nav-mobile[open] .i-open{display:none}
.nav-mobile[open] .i-close{display:inline-block}
.mnav{position:absolute;left:0;right:0;top:100%;background:var(--navy-2);padding:8px 16px 18px;box-shadow:0 16px 30px rgba(0,0,0,.25);max-height:calc(100vh - 70px);overflow-y:auto}
.mnav ul{list-style:none;margin:0 0 12px;padding:0}
.mnav li a{display:flex;align-items:center;min-height:48px;padding:0 6px;color:#fff;text-decoration:none;font-weight:600;border-bottom:1px solid rgba(255,255,255,.1)}
.mnav a[aria-current="page"]{color:var(--cta)}
@media (min-width:375px){.b1{font-size:1rem}}
@media (min-width:400px){.b1{font-size:1.08rem}.mark{width:42px;height:42px}.hdr,.brand{gap:10px}}
@media (min-width:560px){.call-num,.call-word{display:inline}.hdr-call{padding:0 16px}.b1{font-size:1.2rem}.mark{width:44px;height:44px}}
@media (min-width:1140px){
 .nav-mobile{display:none}
 .brand{flex:none}
 .nav-desktop{display:block;margin-left:auto}
 .nav-desktop ul{display:flex;list-style:none;margin:0;padding:0;gap:2px}
 .nav-desktop a{display:flex;align-items:center;min-height:44px;padding:0 10px;color:#fff;text-decoration:none;font-weight:600;font-size:.95rem;border-radius:8px;white-space:nowrap}
 .nav-desktop a:hover{background:rgba(255,255,255,.1)}
 .nav-desktop a[aria-current="page"]{box-shadow:inset 0 -3px 0 var(--cta)}
 .nav-home,.call-word{display:none}
 .hdr{gap:14px;min-height:74px}
}
@media (min-width:1340px){.nav-home{display:list-item}.call-word{display:inline}}
@media (min-width:1500px){.tagline{display:inline}}
/* hero */
.hero{background:linear-gradient(180deg,var(--paper),var(--marble));padding:22px 0 30px;border-bottom:1px solid var(--line)}
.hero-home{background:radial-gradient(1200px 400px at 85% -10%,rgba(168,67,47,.10),transparent 60%),linear-gradient(180deg,var(--paper),var(--marble));padding-top:34px}
.kicker{font-size:.8rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--brick);margin-bottom:.5em}
.lead{font-size:1.12rem;color:#333d4a;max-width:60ch}
.hero-cta{display:flex;flex-direction:column;align-items:flex-start;gap:8px;margin:18px 0 20px}
.hero-cta.center{align-items:center}
.cta-sub{margin:0;font-size:.92rem;color:var(--muted)}
.trust{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.trust li{display:flex;align-items:center;gap:8px;font-weight:700;font-size:.92rem;color:var(--navy);min-width:0}
.trust .ico{color:var(--brick)}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0 0 14px;padding:0;font-size:.88rem;color:var(--muted)}
.crumbs li+li::before{content:"›";margin-right:6px}
.crumbs a{color:var(--muted);display:inline-flex;align-items:center;min-height:32px}
/* sections */
.sec{padding:40px 0}
.sec-tight{padding:26px 0 8px}
.sec-alt{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.h-sm{font-family:var(--sans);font-size:1.05rem;font-weight:800;letter-spacing:.02em}
.chips{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.chips a{display:flex;align-items:center;gap:10px;min-height:56px;padding:10px 14px;background:var(--paper);border:1px solid var(--line);border-radius:12px;color:var(--navy);font-weight:700;text-decoration:none;line-height:1.25;min-width:0}
.chips a:hover{border-color:var(--brick);box-shadow:var(--shadow)}
.chips .ico{color:var(--brick)}
.chips span{min-width:0}
.tiles{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:minmax(0,1fr);gap:14px}
.tile{display:flex;flex-direction:column;gap:6px;height:100%;padding:20px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;color:var(--ink);min-width:0}
.tile:hover{box-shadow:var(--shadow);border-color:#cfc6b6;color:var(--ink)}
.tile .ico-lg{color:var(--brick)}
.tile-t{font-family:var(--serif);font-size:1.22rem;font-weight:700;color:var(--navy)}
.tile-d{color:var(--muted);font-size:.95rem}
.tile-more{margin-top:auto;display:inline-flex;align-items:center;gap:6px;font-weight:700;color:var(--brick-2);font-size:.92rem;min-height:32px}
.tile-more .ico{width:16px;height:16px}
.split{display:grid;grid-template-columns:minmax(0,1fr);gap:28px}
.why{list-style:none;margin:0 0 24px;padding:0;display:grid;grid-template-columns:minmax(0,1fr);gap:12px}
.why li{display:flex;gap:12px;padding:14px;background:var(--marble);border-radius:12px;min-width:0}
.sec-alt .why li{background:var(--marble)}
.content .why li{background:var(--paper);border:1px solid var(--line)}
.why .ico{color:var(--brick);width:26px;height:26px;margin-top:2px}
.why div{display:flex;flex-direction:column;min-width:0}
.why strong{color:var(--navy)}
.why span{color:var(--muted);font-size:.95rem}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:minmax(0,1fr);gap:14px;counter-reset:s}
.steps li{display:flex;gap:14px;padding:18px;background:var(--marble);border-radius:var(--radius);min-width:0}
.steps div{min-width:0}
.steps p{margin:0;color:var(--muted)}
.step-n{flex:none;display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800}
.cta-band{background:var(--navy);color:#fff;padding:36px 0}
.cta-band h2{color:#fff;margin-bottom:.25em}
.cta-band p{margin:0;color:#d5dbe6}
.cta-inner{display:flex;flex-direction:column;align-items:flex-start;gap:18px}
.cta-inner > div{min-width:0}
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:12px;margin-bottom:10px}
.faq summary{cursor:pointer;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:56px;padding:12px 16px;font-weight:700;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;font-size:1.4rem;line-height:1;color:var(--brick)}
.faq details[open] summary::after{content:"–"}
.faq-a{padding:0 16px 6px;color:#333d4a}
.content .faq{margin-top:28px}
.zips{list-style:none;margin:0 0 14px;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.zips li{min-width:72px;background:var(--paper);border:1px solid var(--line);border-radius:8px;text-align:center;padding:8px 4px;font-weight:700;color:var(--navy);font-variant-numeric:tabular-nums}
.linkcols{list-style:none;margin:0 0 24px;padding:0;columns:1;column-gap:24px}
.linkcols li{break-inside:avoid}
.linkcols a{display:flex;align-items:center;min-height:44px;font-weight:600;border-bottom:1px solid var(--line);text-decoration:none}
.pills{list-style:none;margin:0 0 24px;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.pills li{padding:6px 12px;border-radius:999px;background:var(--paper);border:1px solid var(--line);font-size:.92rem;font-weight:600;color:var(--navy)}
/* two-column layout */
.layout{display:grid;grid-template-columns:minmax(0,1fr);gap:28px}
.content{min-width:0}
.prose{max-width:68ch}
.groups{display:grid;grid-template-columns:minmax(0,1fr);gap:14px;margin-bottom:28px}
.group{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:18px;min-width:0}
.group h3{font-family:var(--sans);font-size:1rem;text-transform:uppercase;letter-spacing:.08em;color:var(--brick)}
.checks{list-style:none;margin:0;padding:0}
.checks li{display:flex;gap:10px;padding:5px 0;min-width:0}
.checks .ico{color:var(--ok);width:18px;height:18px;margin-top:4px}
.checks span{min-width:0}
.cols2{margin-bottom:10px}
.side-card{background:var(--paper);border:1px solid var(--line);border-top:5px solid var(--brick);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:12px}
.side-k{margin:0;font-weight:700;color:var(--muted);font-size:.9rem}
.side-h{margin:0;font-family:var(--serif);font-size:1.6rem;font-weight:700;color:var(--navy)}
.side-list{list-style:none;margin:4px 0 0;padding:0}
.side-list li{display:flex;gap:10px;align-items:center;padding:6px 0;font-size:.95rem;min-width:0}
.side-list .ico{color:var(--brick)}
.side-note{margin:0;font-size:.92rem}
.side-note a{display:inline-flex;align-items:center;min-height:44px}
/* coupons, prices, notices */
.notice{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;background:#fff7e0;border:1px solid #f1d58a;border-radius:12px;margin-bottom:20px}
.notice .ico{color:var(--brick);margin-top:3px}
.notice p{margin:0;min-width:0}
.coupons{list-style:none;margin:0 0 14px;padding:0;display:grid;grid-template-columns:minmax(0,1fr);gap:14px}
.coupon{border:2px dashed var(--brick);border-radius:var(--radius);background:var(--paper);padding:20px;min-width:0}
.coupon-amt{font-family:var(--serif);font-size:1.8rem;font-weight:700;color:var(--brick);margin-bottom:.2em}
.coupon-t{font-weight:700;color:var(--navy);margin-bottom:.4em}
.coupon-terms{color:var(--muted);font-size:.92rem}
.coupon-cta{margin:0;font-weight:700;font-size:.92rem}
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin-bottom:14px;border:1px solid var(--line);border-radius:12px;background:var(--paper)}
.prices{width:100%;border-collapse:collapse}
.prices caption{text-align:left;padding:12px 16px;font-weight:700;color:var(--muted);font-size:.9rem}
.prices th,.prices td{padding:12px 16px;border-top:1px solid var(--line);text-align:left}
.prices td{text-align:right;font-weight:700;white-space:nowrap}
.prices thead th{background:var(--navy);color:#fff}
.prices thead th:last-child{text-align:right}
.tr-group th{background:var(--marble);color:var(--brick);text-transform:uppercase;font-size:.85rem;letter-spacing:.08em}
.prices tbody th{font-weight:600}
/* contact */
.contact-cards{display:grid;grid-template-columns:minmax(0,1fr);gap:12px;margin-bottom:28px}
.ccard{display:flex;flex-direction:column;gap:2px;padding:16px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;color:var(--ink);min-width:0}
.ccard .ico-lg{color:var(--brick);margin-bottom:4px}
.ccard-call{background:var(--cta);border-color:var(--cta-2)}
.ccard-call .ico-lg{color:var(--navy)}
.cc-k{font-size:.85rem;font-weight:700;color:var(--muted)}
.ccard-call .cc-k{color:var(--navy)}
.cc-v{font-weight:800;color:var(--navy);overflow-wrap:anywhere}
.form{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:14px;min-width:0}
.field-row{display:grid;grid-template-columns:minmax(0,1fr);gap:0 14px}
.field label{font-weight:700;color:var(--navy)}
.req{color:var(--brick)}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:16px;padding:12px 14px;min-height:48px;border:1px solid #c9c1b3;border-radius:10px;background:#fff;color:var(--ink)}
.field textarea{resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy);outline:3px solid rgba(19,41,75,.18);outline-offset:0}
.hp{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}
.form-error{background:#fde8e4;border:1px solid #e4a597;color:#7a2416;border-radius:10px;padding:12px 14px;margin-bottom:16px}
.form-error p{margin:0}
/* footer */
.site-footer{background:var(--navy-2);color:#cfd6e2;padding:40px 0 calc(96px + env(safe-area-inset-bottom,0px));font-size:.95rem}
.site-footer a{color:#fff}
.foot-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:26px}
.foot-grid > div{min-width:0}
.brand-foot{margin-bottom:12px}
.foot-h{font-family:var(--sans);font-size:.82rem;text-transform:uppercase;letter-spacing:.14em;color:var(--cta);margin-bottom:10px}
.foot-list{list-style:none;margin:0;padding:0}
.foot-list li{display:flex;gap:8px;align-items:center;min-width:0}
.foot-list a{display:inline-flex;align-items:center;min-height:40px;text-decoration:none;overflow-wrap:anywhere;min-width:0}
.foot-list a:hover{text-decoration:underline}
.foot-contact li{padding:4px 0}
.foot-contact .ico{color:var(--cta);width:18px;height:18px}
.foot-contact span{min-width:0}
.foot-phone{display:inline-flex;align-items:center;gap:8px;font-size:1.3rem;font-weight:800;text-decoration:none;min-height:48px}
.foot-phone .ico{color:var(--cta)}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px}
.foot-bottom p{margin:0;font-size:.88rem}
/* mobile call bar */
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px;padding:8px 10px calc(8px + env(safe-area-inset-bottom,0px));background:rgba(11,26,51,.97);box-shadow:0 -6px 20px rgba(0,0,0,.2)}
.callbar a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:56px;border-radius:12px;font-weight:800;text-decoration:none;white-space:nowrap;min-width:0}
.cb-call{background:var(--cta);color:var(--cta-ink);font-size:1.05rem}
.cb-text{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.5);padding:0 16px}
.cb-call:hover,.cb-text:hover{color:inherit}
@media (min-width:560px){
 .chips{grid-template-columns:repeat(2,minmax(0,1fr))}
 .tiles{grid-template-columns:repeat(2,minmax(0,1fr))}
 .trust{display:flex;flex-wrap:wrap;gap:12px 24px}
 .groups{grid-template-columns:repeat(2,minmax(0,1fr))}
 .linkcols{columns:2}
 .coupons{grid-template-columns:repeat(3,minmax(0,1fr))}
 .contact-cards{grid-template-columns:repeat(2,minmax(0,1fr))}
 .field-row{grid-template-columns:repeat(2,minmax(0,1fr))}
 .foot-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
 .cols2{columns:2;column-gap:24px}
 .cols2 li{break-inside:avoid}
 .wrap{padding:0 24px}
}
@media (max-width:899px){ .coupons{grid-template-columns:minmax(0,1fr)} }
@media (min-width:900px){
 body{font-size:18px}
 .sec{padding:60px 0}
 .hero{padding:34px 0 44px}
 .hero-home{padding:56px 0 60px}
 .chips{grid-template-columns:repeat(4,minmax(0,1fr))}
 .tiles.t4{grid-template-columns:repeat(4,minmax(0,1fr))}
 .tiles.t3{grid-template-columns:repeat(3,minmax(0,1fr))}
 .split{grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:48px;align-items:start}
 .steps{grid-template-columns:repeat(3,minmax(0,1fr))}
 .steps li{flex-direction:column}
 .cta-inner{flex-direction:row;align-items:center;justify-content:space-between}
 .layout{grid-template-columns:minmax(0,1fr) 320px;gap:40px;align-items:start}
 .side{position:sticky;top:96px}
 .linkcols{columns:3}
 .coupons{grid-template-columns:repeat(3,minmax(0,1fr))}
 .foot-grid{grid-template-columns:1.4fr 1fr 1fr 1.4fr}
 .callbar{display:none}
 .site-footer{padding-bottom:30px}
 .groups{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (min-width:1140px){.linkcols{columns:4}.why.split-why{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (prefers-reduced-motion:no-preference){.btn,.tile,.chips a{transition:background .15s,box-shadow .15s,border-color .15s}}
@media print{.site-header,.callbar,.side,.cta-band{display:none}}